SSS Contribution Increase 2026: Min To Max New Payment Rates

Filipino workers and employers are looking for SSS Contribution Increase 2026 update. The Social Security System helps workers to save for retirement, sickness, maternity, disability and death benefits. Everyone who works in the Philippines earns a salary and from that workers contributes to SSS each month. These contributions help to ensure that contributors have income when they retire or face emergencies. In recent years, SSS reformed how contributions are collected. This was done under the Social Security Act of 2018. This law gradually increased the amount workers and employers contribute. As we are moving to 2026, many people are asking Will SSS contributions increase again? As of now, it’s not confirmed that contributions amounts will be changed. 

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SSS Contribution Increase 2026

When we are looking for SSS Contribution Increase 2026, we will know how much members and employers have to pay into SSS and how benefits are improving so that members get more financial support. For contributions that started on 1st Jan 2025, SSS increased the total contribution rate from 14% to 15% of the MSC. The 15% rate is shared between employers and employees. The employer only pays 10% and the employee pays only 5%. The minimum MSC increased to ₱5,000 and the maximum MSC went up to ₱35,000. It means that people with higher salaries can contribute more. For 2026, there are no new additional contribution hikes announced. The 15% rate and the current MSC ranges are still being used. 

SSS Contribution Increase 2026

SSS Contribution Tables 2026 – Overview 

Post TitleSSS Contribution Increase 2026
Year 2026
Country Name Philippines 
Authority Social Security System 
Law Basis Social Security Act of 2018 
Current Contribution Rate  15% of Monthly Salary Credit 
Employer Share 10%
Employee Share 5%
Effective Contribution Rate1st January 2025 
Minimum MSC ₱5,000
Maximum MSC ₱35,000
Contribution Increase In 2026 No new hikes announced for 2026 
Pension Increases Annual increase starting September 2025 and September 2026 and then September 2027
Pension Increase for Retirement & Disability 10% Per Year 
Pension Increase for Death and Survivors Pension 5% Per Year 
Post Category Philippines Finance
Official Web Portal www.sss.gov.ph 

SSS Contribution Increase For 2026 

Over the last few years, the Philippines has gradually increased how much people pay into SSS. This increase started as a part of the Social Security Act of 2018. The most recent change was implemented beginning 1st January 2025 and the total contribution rate was raised from 14% to 15%. Under the new rate:

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  • Employers now pay 10% of the MSC 
  • Employees now pay 5% of the MSC 

Check following links for contribution tables:

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SSS New Benefit Payment Rates 2026 

In 2025, the SSS of the Philippines started a historic pension reform program that continues through 2026 and 2027. This program does not raise contribution rates again but it increases pension benefits for retired workers, disabled members and survivors. Under this reform program, the SSS will increase monthly pension benefits in three yearly steps:

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September 2025:

  • 10% increase for retirement and disability pensioners 
  • 5% increase for death or survivor pensioners 
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September 2026: 

  • Additional 10% increase for retirement + disability pensioners 
  • Additional 5% increase for death or survivor pensioners

September 2027: 

  • Additional 10% increase for retirement + disability pensioners 
  • Additional 5% increase for death or survivor pensioners

If a worker gets ₱1,000 from retirement and disability pension then after 10% increase they can get ₱1,100 per month starting September 2025 and additional 10% increase from September 2026 and this raises the amount to ₱1,210 per month. 

FAQs Related To SSS Contribution Increase 2026

What is the SSS Benefit Increase in 2026?

In 2026, SSS will increase monthly pensions again as part of its pension reform program. Retirement and disability pensions will increase by 10% and death or survivor pensions will increase by 5%.

When will the SSS Pension Increase for 2026 start?

The SSS Pension Increase for 2026 starts from September 2026. 

Do pensioners need to apply for the SSS Pension Increase 2026?

No, pensioners do not need to apply for the SSS Pension Increase 2026 and this increase is not automatic. 

Will SSS Contribution Amount Increase in 2026?

No, the SSS Contribution Amount will not increase in 2026. The contribution rate and amount remains the same. 

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