Lost, Damaged or Forgotten CRA Cheques: Steps To Get A Replacement Payment

The CRA releases the cheques for the individuals and this is given as per the benefit you are found eligible for and one should check their bank accounts to know the payments. But there are cases when paper cheques are provided and sometimes it gets lost, is damaged or CRA forgets it and in that case, one has to check the My CRA Account and get the details on the uncashed payments. The ones who haven’t found the cheque online or it has been lost or damaged, you can request the replacement for it. The Steps To Get A Replacement Payment shall be checked out through the given post. The individuals shall refer to this post and collect all the basic details on the lost cheques.

Also Read
$200 Canada Disability Benefit Direct Check From Jan 2026 – CBD Deposit Schedule By CRA
$200 Canada Disability Benefit Direct Check From Jan 2026 – CBD Deposit Schedule By CRA

Lost, Damaged or Forgotten CRA Cheques

The Canada Revenue Agency is the Organization which is providing the citizens with the payments in order to help them maintain their basic living standards as inflation is making it hard for the citizens to meet their demands. The basic needs like nutrition and medical needs can’t be easily met with the financial instability. The CRA has been providing the payments to the citizens and they are getting the same in the form of cheques. There are times when CRA forgets to deliver your cheques due to the increase in the number of payments. The citizens are to be provided the benefits on the monthly basis or quarterly basis. The retirees, old aged and the other citizens are being provided the benefits.

The CRA releases the paper cheques for the individuals and if you have lost, damaged or have forgotten the CRA Cheque, you can apply for the replacement of the same through the My CRA Account or using the phone. The cheques provided the Government never expires and can be cashed during any time. The uncashed cheques can easily be managed using the phone or through the online website. The individuals need to Sign In to their CRA My Account and provide the necessary details to it. The pre Filled Form PWGSC 535 will help you get the uncashed cheque. The complete step by step procedure shall be checked to know how to get the replacement of the lost or damaged cheque.

Also Read
Canada Benefit Boost for Seniors From January 2026 – CPP & OAS Hike For 70+ Citizens
Canada Benefit Boost for Seniors From January 2026 – CPP & OAS Hike For 70+ Citizens
Lost, Damaged or Forgotten CRA Cheques

Canada Are You Missing a Cheque?

  • If you have an uncashed cheque, you shall cash it as soon as you get it as it doesn’t have any expiry date and the same can be cashed anytime.
  • If you have a cheque for someone who died, you shall give it to the person who looks after the tax affairs of the deceased person or then return it to the CRA. one has to deposit the cheque in the estate account and complete the final tax return.
  • If the Cheque was lost, damaged, stolen or destroyed, you shall contact the CRA and request replacement of the same. The CRA will then do verification and will include sending forms for you to fill out. 

How To Avoid Payment Delays?

  • You shall sign up for Direct Deposit to get refund and benefit payments in your bank accounts.
  • You shall update the account information for direct deposit when changes in bank account occurs
  • You shall provide the CRA with a new contact information.
Also Read
Canada Minimum Wage Increase From Jan 2026 – New Province Wise Salary Hike
Canada Minimum Wage Increase From Jan 2026 – New Province Wise Salary Hike

Steps To Get Replacement Payment By CRA (Online)

  • You shall first understand what type of uncashed cheques you can find online.
  • Find if you actually have an uncashed cheque
  • You shall get the pre filled form PWGSC 535 for each uncashed cheque
  • Provide the details in the pre filed form
  • Send the form along with the document either online or through mail
  • You shall then get the payment through direct deposit or a mailed cheque shall be provided.

Replacement of Uncashed Cheque Over Phone

Issue Phone Number 
Personal Income Tax Refund or Payments Made to Trust 1-800-959-8281
Credit and benefit payment for individuals 1-800-387-1193
Business tax and credits 1-800-959-5525

You shall call the above said number and then ask for the pre-filled form and then submit the same through mail.

Also Read
Canada Open Work Permit Changes From Jan 2026 – Key Updates & Who Can Apply?
Canada Open Work Permit Changes From Jan 2026 – Key Updates & Who Can Apply?

FAQs On Lost, Damaged or Forgotten CRA Cheques

What to do if you have Lost, Damaged or Forgotten CRA Cheques?

You shall ask for the replacement cheque by the CRA.

What to do if you have a missing check?

If you have an uncashed cheque, you shall cash it as soon as you get it as it doesn’t have any expiry date and the same can be cashed anytime.

Also Read
Driving License Rules Change for Canada Seniors in 2026 – Key Updates for 70+ Drivers
Driving License Rules Change for Canada Seniors in 2026 – Key Updates for 70+ Drivers

Which form is needed to get the replacement cheque?

You shall get the pre-filled form PWGSC 535 for each uncashed cheque.

Leave a Comment

Dollar Icon New Year's
Bonus Status Icon