The students who desire to pursue Higher Education or want to start-up any business are to be provided the Centrelink Student Start-up Loan 2026. It is the voluntary loan for the eligible students who get the Youth Allowance, Austudy or the ABSTUDY Living Allowance. The Centrelink Student Start – Up Loan Amount Changes in 2026 have been in the news and it is found that one shall be given $1349 per loan period which was set at $1321 during 2025. The exact changes which have been brought out shall be looked at through the post here. The individuals are to check the post here to know the full details on the start up loan.

Centrelink Student Start – Up Loan Amount Changes in 2026
The Services Australia has been the Central Organization which is helping the eligible residents by giving them the proper income support and help them come out of poverty. The Youth or the students decide to pursue higher education or to start a new business but lack of finances make them think again and again. Now Centrelink has been helping the individuals get the benefits under the Student Start Up Loan which is a voluntary loan provided to the individuals and one can take it twice a year to pursue their higher education. The loan is to be given to all those who get the Youth Allowance, ABSTUDY or AUSTUDY benefit.
The individuals shall know that the loan period is between 1st January and 30th June and the second period is between 1 July to 31 December. The loan shall be repaid once you start earning a certain amount of income. The amounts have been increased from 1st January 2026 and the individuals shall be provided the value of $1349 per loan period which is a hike by $28 from $1321 which was provided till 2025. The Centrelink Start Up Loan Eligibility 2026 shall tell who is to be provided the benefit under the scheme. The loan to the citizens shall be provided without any interest. The given post shall help you with the full details on the benefits to be given.
What Is Australia Student Start – Up Loan?
- Sometimes finances make the students fail to achieve their goals as they can’t proceed towards higher education if they wish to.
- The students are to be given the voluntary loan payment if they meet the eligibility criteria and the value shall be given twice a year under the name of the Student Start Up Loan.
- The Centrelink Student Start – Up Loan Amount Changes in 2026 has been in the news and it has been found that the value of loan has been changed to $1349 per loan period.
- The repayment of the loan shall be done once you have started earning and the value to be repaid shall have the borrowed amount with some indexation.
- There have been 2 loan periods and the loan shall be provided once for each loan period which is for a total of 6 months.
servicesaustralia.gov.au Student Start Up Loan 2026
| Post Title | Centrelink Student Start – Up Loan Amount Changes in 2026 |
| Organization | Centrelink |
| Benefit | Student Start Up Loan |
| Benefit to | Students who wish to pursue higher education |
| Previous amount | $1321 |
| New amount | $1349 |
| Allowances | ABSTUDY, AUSTUDY, Youth Allowance |
| Loan period | 1 January to 30 June1 July to 31 December |
| How to apply | Check below |
| Post type | Australia Finance |
| Website | servicesaustralia.gov.au |
Centrelink Start Up Loan Eligibility 2026
- You shall get at least $1 of ABSTUDY, AUSTUDY or Youth Allowance
- Provide the valid Tax File Number
- Meet the study rules
- One has to apply during the loan period at least 35 days before the course comes to end.
Non Eligibility For Student Start Up Loan 2026
- Not getting ABSTUDY, AUSTUDY, Youth Allowance
- You don’t have the Tax File Number
- You are getting Pensioner Education Supplement
- You have been getting a scholarship.
How To Apply For Australia Student Start Up Loan 2026?
If you are getting the payment for the loan and you have the account linked to myGov, follow the given steps:
- Sign in to myGov
- Select the option of Payments and claims and then update circumstances
- Select Manage Student Start Up Loan option and follow the necessary instructions.
Amount Changes to Student Start Up Loan 2026
The benefit to the individuals is provided up to twice a year during the loan period which is for 6 months each. The amount which was previously paid was $1321 per loan period but now the increased value has been $1349 per loan period.
The increase in the rate is by $28.
FAQs On Centrelink Student Start – Up Loan Amount Changes in 2026
What is Centrelink Student Start – Up Loan?
The loan is to be provided to the students who wish to pursue higher education.
What is the change in the amount for the Student Start Up Loan?
The loan value has been changed from $1321 to $1349 per loan period.
Which allowances shall be provided to get the Centrelink Student Start – Up Loan?
The allowances like ABSTUDY, AUSTUDY, Youth Allowance shall be provided to get the loan.